Are you ready to buy a home?
•Find an experienced professional to help guide you through the process.
•Find a mortgage amount that keeps you comfortable with the monthly payment.
•Search for the perfect home in a location you see yourself in.
•Submit and negotiate an offer to purchase.
•Inspect the home and possibly negotiate repairs.
If no, find a housing counseling agency for FREE services on credit, money management and home buying.
Housing counseling agencies are listed on www.HUD.gov and www.PHFA.org.
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